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Paying for hospice doesn't have to be a mystery. At Pallatus, we help families navigate their options so financial concerns don't get in the way of what truly matters: comfort, dignity, and spending time with loved ones.
Most employer-sponsored and individual insurance plans offer hospice coverage, often including services similar to those provided under Medicare. This generally means medical care, medications related to the terminal illness, home equipment, and emotional or spiritual support. While some plans may require you to stay in-network or get prior authorization, the core benefits remain focused on comfort and quality of life. Our team works directly with insurers to verify your benefits, handle authorizations, and prevent delays in care. If you're unsure about what your policy includes, we'll walk you through the details and answer your questions along the way.
For patients with limited income, Medicaid offers essential hospice support in nearly every state. Eligibility typically requires a physician-certified terminal illness and enrollment in a state Medicaid program. Once approved, patients can receive care that includes nursing visits, medications for symptom relief, personal care support, and short-term inpatient or respite stays. Because Medicaid is managed at the state level, benefits and eligibility rules can vary slightly. Some states also offer additional support services beyond what's covered by Medicare. Our social workers guide families through the application process, helping ensure timely access to care.
Patients who qualify for both Medicare and Medicaid benefit from layered coverage. Medicare usually pays for hospice services first, while Medicaid can cover costs like room and board in residential settings. This dual support often means families pay little to nothing out of pocket.
Even if your loved one isn't covered by insurance or Medicaid, Pallatus is here to help. We believe access to end-of-life care should never be limited by financial constraints. We'll explore available programs, offer assistance with applications, and connect you with community or charitable support whenever possible. Understanding your coverage shouldn't be a burden. With Pallatus, you'll never have to navigate it alone; we'll help you secure the care your loved one deserves, without added stress.
